Flood Zone Comparison
Compare key metrics between 34744 34744, FL — Zone AE and 38746 38746, MS — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 34744 34744, FL — Zone AE | 38746 38746, MS — Zone AE |
|---|---|---|
| name | 34744 34744, FL — Zone AE | 38746 38746, MS — Zone AE |
| zip code | 34744 | 38746 |
| city | 34744 | 38746 |
| state | Florida | Mississippi |
| state code | FL | MS |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,388 | 3,388 |
| base flood elevation | 12 ft | 19 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2017 | 2 recorded flood events in the past 50 years. Most recent major flood: 2006 |
| nearest water | Tennessee River (4.9 miles) | Puget Sound (1.4 miles) |
| elevation ft | 59 | 693 |
| population | 65,234 | 24,253 |
| median home value | 374,434 | 563,290 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $113,734 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $104,187 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6863C874J | 4257C458J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.