Flood Zone Comparison
Compare key metrics between 35042 35042, AL — Zone A and 56183 56183, MN — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 35042 35042, AL — Zone A | 56183 56183, MN — Zone A |
|---|---|---|
| name | 35042 35042, AL — Zone A | 56183 56183, MN — Zone A |
| zip code | 35042 | 56183 |
| city | 35042 | 56183 |
| state | Alabama | Minnesota |
| state code | AL | MN |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,359 | 2,359 |
| base flood elevation | 27 ft | 5 ft |
| historical floods | 9 recorded flood events in the past 50 years. Most recent major flood: 2010 | 8 recorded flood events in the past 50 years. Most recent major flood: 2024 |
| nearest water | James River (2.8 miles) | local river (0.2 miles) |
| elevation ft | 253 | 151 |
| population | 23,888 | 66,897 |
| median home value | 593,213 | 293,397 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $124,165 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $31,871 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2107C578J | 7982C987J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.