Flood Zone Comparison
Compare key metrics between 35085 35085, AL — Zone VE and 78670 78670, TX — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 35085 35085, AL — Zone VE | 78670 78670, TX — Zone VE |
|---|---|---|
| name | 35085 35085, AL — Zone VE | 78670 78670, TX — Zone VE |
| zip code | 35085 | 78670 |
| city | 35085 | 78670 |
| state | Alabama | Texas |
| state code | AL | TX |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 7,766 | 7,766 |
| base flood elevation | 15 ft | 22 ft |
| historical floods | 4 recorded flood events in the past 50 years. Most recent major flood: 2019 | 0 recorded flood events in the past 50 years |
| nearest water | Chesapeake Bay (1.3 miles) | Atlantic Ocean (2.1 miles) |
| elevation ft | 1,402 | 155 |
| population | 61,153 | 79,155 |
| median home value | 440,127 | 154,038 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $110,330 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $43,289 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 7991C621J | 1333C868J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.