Flood Zone Comparison
Compare key metrics between 35209 35209, AL — Zone A and 56591 56591, MN — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 35209 35209, AL — Zone A | 56591 56591, MN — Zone AE |
|---|---|---|
| name | 35209 35209, AL — Zone A | 56591 56591, MN — Zone AE |
| zip code | 35209 | 56591 |
| city | 35209 | 56591 |
| state | Alabama | Minnesota |
| state code | AL | MN |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,536 | 1,536 |
| base flood elevation | 28 ft | 20 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2020 | 13 recorded flood events in the past 50 years. Most recent major flood: 2021 |
| nearest water | Gulf of Mexico (2.4 miles) | Long Island Sound (0.3 miles) |
| elevation ft | 928 | 1,267 |
| population | 71,471 | 14,128 |
| median home value | 418,414 | 507,710 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $30,344 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $157,211 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1092C312J | 3857C796J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.