Flood Zone Comparison
Compare key metrics between 35228 35228, AL — Zone AE and 77475 77475, TX — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 35228 35228, AL — Zone AE | 77475 77475, TX — Zone A |
|---|---|---|
| name | 35228 35228, AL — Zone AE | 77475 77475, TX — Zone A |
| zip code | 35228 | 77475 |
| city | 35228 | 77475 |
| state | Alabama | Texas |
| state code | AL | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,940 | 2,940 |
| base flood elevation | 18 ft | 21 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2008 | 8 recorded flood events in the past 50 years. Most recent major flood: 2024 |
| nearest water | Mississippi River (2.6 miles) | Red River (5.0 miles) |
| elevation ft | 207 | 1,430 |
| population | 65,108 | 10,949 |
| median home value | 333,871 | 525,181 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $126,048 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $36,123 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3941C189J | 1553C749J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.