Flood Zone Comparison
Compare key metrics between 35618 35618, AL — Zone AE and 44085 44085, OH — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 35618 35618, AL — Zone AE | 44085 44085, OH — Zone A |
|---|---|---|
| name | 35618 35618, AL — Zone AE | 44085 44085, OH — Zone A |
| zip code | 35618 | 44085 |
| city | 35618 | 44085 |
| state | Alabama | Ohio |
| state code | AL | OH |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,082 | 2,082 |
| base flood elevation | 29 ft | 21 ft |
| historical floods | 14 recorded flood events in the past 50 years. Most recent major flood: 2022 | 0 recorded flood events in the past 50 years |
| nearest water | Tennessee River (2.7 miles) | Lake Superior (2.0 miles) |
| elevation ft | 299 | 707 |
| population | 60,170 | 42,798 |
| median home value | 326,951 | 425,116 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $96,618 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $53,097 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6209C718J | 4311C687J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.