Flood Zone Comparison
Compare key metrics between 36020 36020, AL — Zone AE and 45853 45853, OH — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 36020 36020, AL — Zone AE | 45853 45853, OH — Zone A |
|---|---|---|
| name | 36020 36020, AL — Zone AE | 45853 45853, OH — Zone A |
| zip code | 36020 | 45853 |
| city | 36020 | 45853 |
| state | Alabama | Ohio |
| state code | AL | OH |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,680 | 1,680 |
| base flood elevation | 22 ft | 25 ft |
| historical floods | 7 recorded flood events in the past 50 years. Most recent major flood: 2011 | 8 recorded flood events in the past 50 years. Most recent major flood: 2013 |
| nearest water | Lake Huron (3.6 miles) | Puget Sound (0.8 miles) |
| elevation ft | 1,161 | 1,015 |
| population | 7,053 | 50,442 |
| median home value | 588,099 | 242,601 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $20,170 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $75,376 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4386C544J | 6606C907J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.