Flood Zone Comparison
Compare key metrics between 36027 36027, AL — Zone AE and 59075 59075, MT — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 36027 36027, AL — Zone AE | 59075 59075, MT — Zone A |
|---|---|---|
| name | 36027 36027, AL — Zone AE | 59075 59075, MT — Zone A |
| zip code | 36027 | 59075 |
| city | 36027 | 59075 |
| state | Alabama | Montana |
| state code | AL | MT |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,253 | 1,253 |
| base flood elevation | 7 ft | 24 ft |
| historical floods | 7 recorded flood events in the past 50 years. Most recent major flood: 2018 | 4 recorded flood events in the past 50 years. Most recent major flood: 2009 |
| nearest water | Gulf of Mexico (3.0 miles) | Merrimack River (0.2 miles) |
| elevation ft | 1,060 | 2,002 |
| population | 32,353 | 15,921 |
| median home value | 478,835 | 134,942 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $81,738 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $139,712 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1346C237J | 6928C222J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.