Flood Zone Comparison
Compare key metrics between 36439 36439, AL — Zone A and 75448 75448, TX — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 36439 36439, AL — Zone A | 75448 75448, TX — Zone A |
|---|---|---|
| name | 36439 36439, AL — Zone A | 75448 75448, TX — Zone A |
| zip code | 36439 | 75448 |
| city | 36439 | 75448 |
| state | Alabama | Texas |
| state code | AL | TX |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,298 | 2,298 |
| base flood elevation | 12 ft | 22 ft |
| historical floods | 7 recorded flood events in the past 50 years. Most recent major flood: 2006 | 3 recorded flood events in the past 50 years. Most recent major flood: 2022 |
| nearest water | Columbia River (5.0 miles) | Columbia River (3.1 miles) |
| elevation ft | 760 | 29 |
| population | 4,124 | 79,126 |
| median home value | 468,820 | 182,461 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $88,937 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $188,872 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6154C540J | 1340C993J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.