Flood Zone Comparison
Compare key metrics between 36553 36553, AL — Zone A and 60109 60109, IL — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 36553 36553, AL — Zone A | 60109 60109, IL — Zone A |
|---|---|---|
| name | 36553 36553, AL — Zone A | 60109 60109, IL — Zone A |
| zip code | 36553 | 60109 |
| city | 36553 | 60109 |
| state | Alabama | Illinois |
| state code | AL | IL |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,388 | 2,388 |
| base flood elevation | 11 ft | 5 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2021 | 7 recorded flood events in the past 50 years. Most recent major flood: 2017 |
| nearest water | Lake Michigan (0.7 miles) | local stream (3.6 miles) |
| elevation ft | 646 | 742 |
| population | 39,457 | 69,871 |
| median home value | 327,587 | 270,032 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $40,130 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $133,760 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3838C507J | 5647C209J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.