Flood Zone Comparison
Compare key metrics between 36850 36850, AL — Zone AE and 39193 39193, MS — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 36850 36850, AL — Zone AE | 39193 39193, MS — Zone AE |
|---|---|---|
| name | 36850 36850, AL — Zone AE | 39193 39193, MS — Zone AE |
| zip code | 36850 | 39193 |
| city | 36850 | 39193 |
| state | Alabama | Mississippi |
| state code | AL | MS |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,360 | 3,360 |
| base flood elevation | 20 ft | 25 ft |
| historical floods | 6 recorded flood events in the past 50 years. Most recent major flood: 2011 | 9 recorded flood events in the past 50 years. Most recent major flood: 2021 |
| nearest water | Mississippi River (4.7 miles) | Savannah River (4.5 miles) |
| elevation ft | 1,798 | 1,268 |
| population | 15,670 | 30,348 |
| median home value | 634,461 | 498,400 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $189,650 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $184,490 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5038C753J | 9381C664J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.