Flood Zone Comparison
Compare key metrics between 36852 36852, AL — Zone AE and 80860 80860, CO — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 36852 36852, AL — Zone AE | 80860 80860, CO — Zone A |
|---|---|---|
| name | 36852 36852, AL — Zone AE | 80860 80860, CO — Zone A |
| zip code | 36852 | 80860 |
| city | 36852 | 80860 |
| state | Alabama | Colorado |
| state code | AL | CO |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,392 | 2,392 |
| base flood elevation | 9 ft | 17 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2006 | 3 recorded flood events in the past 50 years. Most recent major flood: 2017 |
| nearest water | Lake Erie (4.7 miles) | Red River (0.7 miles) |
| elevation ft | 1,833 | 4,068 |
| population | 77,543 | 8,726 |
| median home value | 518,674 | 362,176 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $147,369 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $121,112 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8423C899J | 1367C952J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.