Flood Zone Comparison
Compare key metrics between 37075 37075, TN — Zone AE and 40983 40983, KY — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 37075 37075, TN — Zone AE | 40983 40983, KY — Zone AE |
|---|---|---|
| name | 37075 37075, TN — Zone AE | 40983 40983, KY — Zone AE |
| zip code | 37075 | 40983 |
| city | 37075 | 40983 |
| state | Tennessee | Kentucky |
| state code | TN | KY |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,001 | 2,001 |
| base flood elevation | 22 ft | 26 ft |
| historical floods | 15 recorded flood events in the past 50 years. Most recent major flood: 2016 | 7 recorded flood events in the past 50 years. Most recent major flood: 2011 |
| nearest water | Hudson River (1.0 miles) | local stream (3.6 miles) |
| elevation ft | 1,955 | 439 |
| population | 19,697 | 59,406 |
| median home value | 738,660 | 628,388 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $113,447 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $143,995 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2438C130J | 9794C897J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.