Flood Zone Comparison
Compare key metrics between 37217 37217, TN — Zone AE and 48317 48317, MI — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 37217 37217, TN — Zone AE | 48317 48317, MI — Zone AE |
|---|---|---|
| name | 37217 37217, TN — Zone AE | 48317 48317, MI — Zone AE |
| zip code | 37217 | 48317 |
| city | 37217 | 48317 |
| state | Tennessee | Michigan |
| state code | TN | MI |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,138 | 3,138 |
| base flood elevation | 29 ft | 23 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2004 | 6 recorded flood events in the past 50 years. Most recent major flood: 2008 |
| nearest water | Lake Michigan (1.1 miles) | Red River (3.7 miles) |
| elevation ft | 344 | 1,892 |
| population | 605 | 30,029 |
| median home value | 193,700 | 769,662 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $51,903 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $53,251 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8542C534J | 8995C495J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.