Flood Zone Comparison
Compare key metrics between 37394 37394, TN — Zone AE and 45653 45653, OH — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 37394 37394, TN — Zone AE | 45653 45653, OH — Zone A |
|---|---|---|
| name | 37394 37394, TN — Zone AE | 45653 45653, OH — Zone A |
| zip code | 37394 | 45653 |
| city | 37394 | 45653 |
| state | Tennessee | Ohio |
| state code | TN | OH |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,540 | 1,540 |
| base flood elevation | 11 ft | 30 ft |
| historical floods | 15 recorded flood events in the past 50 years. Most recent major flood: 2009 | 8 recorded flood events in the past 50 years. Most recent major flood: 2010 |
| nearest water | Lake Michigan (3.3 miles) | Pacific Ocean (4.5 miles) |
| elevation ft | 1,376 | 269 |
| population | 37,672 | 13,611 |
| median home value | 779,390 | 161,414 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $64,995 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $124,978 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3278C498J | 4534C531J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.