Flood Zone Comparison
Compare key metrics between 37870 37870, TN — Zone A and 61050 61050, IL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 37870 37870, TN — Zone A | 61050 61050, IL — Zone AE |
|---|---|---|
| name | 37870 37870, TN — Zone A | 61050 61050, IL — Zone AE |
| zip code | 37870 | 61050 |
| city | 37870 | 61050 |
| state | Tennessee | Illinois |
| state code | TN | IL |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,614 | 2,614 |
| base flood elevation | 19 ft | 24 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2005 | 8 recorded flood events in the past 50 years. Most recent major flood: 2022 |
| nearest water | Lake Erie (0.4 miles) | Missouri River (3.9 miles) |
| elevation ft | 1,836 | 318 |
| population | 4,674 | 20,881 |
| median home value | 638,905 | 678,384 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $100,519 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $41,687 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5061C129J | 8771C185J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.