Flood Zone Comparison
Compare key metrics between 38330 38330, TN — Zone AE and 63373 63373, MO — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 38330 38330, TN — Zone AE | 63373 63373, MO — Zone AE |
|---|---|---|
| name | 38330 38330, TN — Zone AE | 63373 63373, MO — Zone AE |
| zip code | 38330 | 63373 |
| city | 38330 | 63373 |
| state | Tennessee | Missouri |
| state code | TN | MO |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,549 | 1,549 |
| base flood elevation | 16 ft | 8 ft |
| historical floods | 4 recorded flood events in the past 50 years. Most recent major flood: 2017 | 6 recorded flood events in the past 50 years. Most recent major flood: 2008 |
| nearest water | Pacific Ocean (3.7 miles) | Galveston Bay (5.0 miles) |
| elevation ft | 1,256 | 144 |
| population | 22,420 | 24,591 |
| median home value | 348,906 | 287,692 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $46,294 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $17,940 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3246C228J | 1580C732J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.