Flood Zone Comparison
Compare key metrics between 38469 38469, TN — Zone A and 54985 54985, WI — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 38469 38469, TN — Zone A | 54985 54985, WI — Zone AE |
|---|---|---|
| name | 38469 38469, TN — Zone A | 54985 54985, WI — Zone AE |
| zip code | 38469 | 54985 |
| city | 38469 | 54985 |
| state | Tennessee | Wisconsin |
| state code | TN | WI |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,613 | 2,613 |
| base flood elevation | 19 ft | 22 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2023 | 12 recorded flood events in the past 50 years. Most recent major flood: 2009 |
| nearest water | Chesapeake Bay (1.1 miles) | Galveston Bay (1.7 miles) |
| elevation ft | 469 | 69 |
| population | 48,603 | 9,483 |
| median home value | 557,293 | 290,171 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $43,438 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $25,606 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8289C380J | 4973C936J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.