Flood Zone Comparison
Compare key metrics between 38549 38549, TN — Zone AE and 45001 Amelia, OH — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 38549 38549, TN — Zone AE | 45001 Amelia, OH — Zone A |
|---|---|---|
| name | 38549 38549, TN — Zone AE | 45001 Amelia, OH — Zone A |
| zip code | 38549 | 45001 |
| city | 38549 | Amelia |
| state | Tennessee | Ohio |
| state code | TN | OH |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,472 | 1,472 |
| base flood elevation | 18 ft | 23 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2018 | 4 recorded flood events in the past 50 years. Most recent major flood: 2008 |
| nearest water | local river (2.6 miles) | Pacific Ocean (4.7 miles) |
| elevation ft | 1,208 | 323 |
| population | 3,715 | 54,241 |
| median home value | 143,770 | 137,159 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $144,150 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $101,298 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6699C440J | 3697C336J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.