Flood Zone Comparison
Compare key metrics between 38623 38623, MS — Zone AE and 52135 52135, IA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 38623 38623, MS — Zone AE | 52135 52135, IA — Zone AE |
|---|---|---|
| name | 38623 38623, MS — Zone AE | 52135 52135, IA — Zone AE |
| zip code | 38623 | 52135 |
| city | 38623 | 52135 |
| state | Mississippi | Iowa |
| state code | MS | IA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,740 | 1,740 |
| base flood elevation | 5 ft | 28 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2008 | 2 recorded flood events in the past 50 years. Most recent major flood: 2019 |
| nearest water | Potomac River (1.1 miles) | Atlantic Ocean (3.0 miles) |
| elevation ft | 1 | 269 |
| population | 3,115 | 55,820 |
| median home value | 372,534 | 364,149 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $109,258 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $47,722 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 5165C585J | 5928C851J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.