Flood Zone Comparison
Compare key metrics between 38647 38647, MS — Zone AE and 65564 65564, MO — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 38647 38647, MS — Zone AE | 65564 65564, MO — Zone AE |
|---|---|---|
| name | 38647 38647, MS — Zone AE | 65564 65564, MO — Zone AE |
| zip code | 38647 | 65564 |
| city | 38647 | 65564 |
| state | Mississippi | Missouri |
| state code | MS | MO |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,664 | 2,664 |
| base flood elevation | 21 ft | 25 ft |
| historical floods | 9 recorded flood events in the past 50 years. Most recent major flood: 2021 | 5 recorded flood events in the past 50 years. Most recent major flood: 2007 |
| nearest water | local river (2.3 miles) | Lake Michigan (1.2 miles) |
| elevation ft | 911 | 1,474 |
| population | 71,479 | 29,588 |
| median home value | 413,752 | 217,643 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $108,325 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $58,560 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3760C848J | 1607C997J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.