Flood Zone Comparison
Compare key metrics between 38722 38722, MS — Zone AE and 57073 57073, SD — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 38722 38722, MS — Zone AE | 57073 57073, SD — Zone A |
|---|---|---|
| name | 38722 38722, MS — Zone AE | 57073 57073, SD — Zone A |
| zip code | 38722 | 57073 |
| city | 38722 | 57073 |
| state | Mississippi | South Dakota |
| state code | MS | SD |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,812 | 2,812 |
| base flood elevation | 15 ft | 8 ft |
| historical floods | 3 recorded flood events in the past 50 years. Most recent major flood: 2019 | 12 recorded flood events in the past 50 years. Most recent major flood: 2014 |
| nearest water | Lake Huron (2.4 miles) | local river (4.0 miles) |
| elevation ft | 862 | 1,511 |
| population | 7,521 | 13,617 |
| median home value | 224,847 | 428,654 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $193,455 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $20,399 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3165C144J | 3994C749J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.