Flood Zone Comparison
Compare key metrics between 38760 38760, MS — Zone AE and 77855 77855, TX — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 38760 38760, MS — Zone AE | 77855 77855, TX — Zone A |
|---|---|---|
| name | 38760 38760, MS — Zone AE | 77855 77855, TX — Zone A |
| zip code | 38760 | 77855 |
| city | 38760 | 77855 |
| state | Mississippi | Texas |
| state code | MS | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,316 | 2,316 |
| base flood elevation | 19 ft | 17 ft |
| historical floods | 1 recorded flood events in the past 50 years. Most recent major flood: 2007 | 9 recorded flood events in the past 50 years. Most recent major flood: 2007 |
| nearest water | Arkansas River (3.5 miles) | drainage canal (0.5 miles) |
| elevation ft | 1,337 | 1,541 |
| population | 9,236 | 1,849 |
| median home value | 639,130 | 311,804 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $77,686 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $54,247 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8975C342J | 5554C768J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.