Flood Zone Comparison
Compare key metrics between 38828 38828, MS — Zone AE and 61733 61733, IL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 38828 38828, MS — Zone AE | 61733 61733, IL — Zone AE |
|---|---|---|
| name | 38828 38828, MS — Zone AE | 61733 61733, IL — Zone AE |
| zip code | 38828 | 61733 |
| city | 38828 | 61733 |
| state | Mississippi | Illinois |
| state code | MS | IL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,355 | 3,355 |
| base flood elevation | 10 ft | 28 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2015 | 2 recorded flood events in the past 50 years. Most recent major flood: 2009 |
| nearest water | Delaware River (3.6 miles) | Lake Superior (2.0 miles) |
| elevation ft | 1,006 | 1,478 |
| population | 29,470 | 15,399 |
| median home value | 634,597 | 177,634 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $198,217 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $114,073 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3692C616J | 5632C149J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.