Flood Zone Comparison
Compare key metrics between 38863 38863, MS — Zone A and 73841 73841, OK — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 38863 38863, MS — Zone A | 73841 73841, OK — Zone AE |
|---|---|---|
| name | 38863 38863, MS — Zone A | 73841 73841, OK — Zone AE |
| zip code | 38863 | 73841 |
| city | 38863 | 73841 |
| state | Mississippi | Oklahoma |
| state code | MS | OK |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,081 | 2,081 |
| base flood elevation | 27 ft | 7 ft |
| historical floods | 14 recorded flood events in the past 50 years. Most recent major flood: 2014 | 2 recorded flood events in the past 50 years. Most recent major flood: 2014 |
| nearest water | Colorado River (4.2 miles) | Galveston Bay (2.8 miles) |
| elevation ft | 272 | 75 |
| population | 4,617 | 62,206 |
| median home value | 487,973 | 283,721 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $132,556 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $157,775 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4415C740J | 2062C377J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.