Flood Zone Comparison
Compare key metrics between 38913 38913, MS — Zone AE and 94582 94582, CA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 38913 38913, MS — Zone AE | 94582 94582, CA — Zone AE |
|---|---|---|
| name | 38913 38913, MS — Zone AE | 94582 94582, CA — Zone AE |
| zip code | 38913 | 94582 |
| city | 38913 | 94582 |
| state | Mississippi | California |
| state code | MS | CA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,818 | 2,818 |
| base flood elevation | 22 ft | 25 ft |
| historical floods | 6 recorded flood events in the past 50 years. Most recent major flood: 2005 | 5 recorded flood events in the past 50 years. Most recent major flood: 2013 |
| nearest water | Pacific Ocean (4.8 miles) | James River (1.1 miles) |
| elevation ft | 62 | 1,422 |
| population | 10,141 | 64,983 |
| median home value | 715,634 | 351,829 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $20,795 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $56,435 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 7913C563J | 4783C402J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.