Flood Zone Comparison
Compare key metrics between 39325 39325, MS — Zone AE and 77581 77581, TX — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 39325 39325, MS — Zone AE | 77581 77581, TX — Zone A |
|---|---|---|
| name | 39325 39325, MS — Zone AE | 77581 77581, TX — Zone A |
| zip code | 39325 | 77581 |
| city | 39325 | 77581 |
| state | Mississippi | Texas |
| state code | MS | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,946 | 2,946 |
| base flood elevation | 13 ft | 19 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2024 | 12 recorded flood events in the past 50 years. Most recent major flood: 2019 |
| nearest water | Potomac River (4.2 miles) | Lake Ontario (0.2 miles) |
| elevation ft | 449 | 1,539 |
| population | 50,058 | 54,236 |
| median home value | 417,220 | 614,727 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $90,752 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $15,209 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1784C205J | 8285C273J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.