Flood Zone Comparison
Compare key metrics between 39365 39365, MS — Zone VE and 95722 95722, CA — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 39365 39365, MS — Zone VE | 95722 95722, CA — Zone VE |
|---|---|---|
| name | 39365 39365, MS — Zone VE | 95722 95722, CA — Zone VE |
| zip code | 39365 | 95722 |
| city | 39365 | 95722 |
| state | Mississippi | California |
| state code | MS | CA |
| category | Very High Risk | Very High Risk |
| flood zone | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | Very High Risk | Very High Risk |
| annual flood prob | 1% annual chance with velocity wave action | 1% annual chance with velocity wave action |
| insurance required | Required — highest risk coastal zone | Required — highest risk coastal zone |
| avg annual premium | 6,918 | 6,918 |
| base flood elevation | 15 ft | 6 ft |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2022 | 5 recorded flood events in the past 50 years. Most recent major flood: 2006 |
| nearest water | Susquehanna River (4.5 miles) | Lake Superior (2.7 miles) |
| elevation ft | 1,001 | 1,818 |
| population | 68,458 | 17,661 |
| median home value | 594,143 | 198,433 |
| flood damage risk | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $113,062 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $10,177 |
| mitigation tips | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 9607C167J | 2330C122J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.