Flood Zone Comparison
Compare key metrics between 39563 39563, MS — Zone A and 75492 75492, TX — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 39563 39563, MS — Zone A | 75492 75492, TX — Zone A |
|---|---|---|
| name | 39563 39563, MS — Zone A | 75492 75492, TX — Zone A |
| zip code | 39563 | 75492 |
| city | 39563 | 75492 |
| state | Mississippi | Texas |
| state code | MS | TX |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,634 | 1,634 |
| base flood elevation | 25 ft | 7 ft |
| historical floods | 14 recorded flood events in the past 50 years. Most recent major flood: 2020 | 1 recorded flood events in the past 50 years. Most recent major flood: 2024 |
| nearest water | Galveston Bay (0.7 miles) | Galveston Bay (4.6 miles) |
| elevation ft | 1,722 | 451 |
| population | 4,578 | 6,772 |
| median home value | 794,256 | 293,708 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $125,865 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $68,255 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2155C726J | 4100C584J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.