Flood Zone Comparison
Compare key metrics between 40336 40336, KY — Zone AE and 65692 65692, MO — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 40336 40336, KY — Zone AE | 65692 65692, MO — Zone AE |
|---|---|---|
| name | 40336 40336, KY — Zone AE | 65692 65692, MO — Zone AE |
| zip code | 40336 | 65692 |
| city | 40336 | 65692 |
| state | Kentucky | Missouri |
| state code | KY | MO |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,657 | 2,658 |
| base flood elevation | 14 ft | 27 ft |
| historical floods | 7 recorded flood events in the past 50 years. Most recent major flood: 2021 | 10 recorded flood events in the past 50 years. Most recent major flood: 2011 |
| nearest water | Delaware River (0.9 miles) | Lake Erie (4.5 miles) |
| elevation ft | 887 | 1,250 |
| population | 78,363 | 78,167 |
| median home value | 221,189 | 151,216 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $185,368 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $72,980 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9555C296J | 9878C222J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.