Flood Zone Comparison
Compare key metrics between 40763 40763, KY — Zone AE and 50428 50428, IA — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 40763 40763, KY — Zone AE | 50428 50428, IA — Zone A |
|---|---|---|
| name | 40763 40763, KY — Zone AE | 50428 50428, IA — Zone A |
| zip code | 40763 | 50428 |
| city | 40763 | 50428 |
| state | Kentucky | Iowa |
| state code | KY | IA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,337 | 1,337 |
| base flood elevation | 12 ft | 29 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2005 | 12 recorded flood events in the past 50 years. Most recent major flood: 2023 |
| nearest water | Columbia River (3.6 miles) | Lake Michigan (0.5 miles) |
| elevation ft | 973 | 1,876 |
| population | 38,318 | 13,612 |
| median home value | 584,705 | 340,414 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $93,294 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $158,878 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8776C211J | 7757C473J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.