Flood Zone Comparison
Compare key metrics between 40953 40953, KY — Zone AE and 43015 43015, OH — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 40953 40953, KY — Zone AE | 43015 43015, OH — Zone AE |
|---|---|---|
| name | 40953 40953, KY — Zone AE | 43015 43015, OH — Zone AE |
| zip code | 40953 | 43015 |
| city | 40953 | 43015 |
| state | Kentucky | Ohio |
| state code | KY | OH |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,909 | 1,909 |
| base flood elevation | 22 ft | 30 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2017 | 4 recorded flood events in the past 50 years. Most recent major flood: 2005 |
| nearest water | James River (1.5 miles) | Lake Superior (4.0 miles) |
| elevation ft | 387 | 458 |
| population | 21,035 | 17,623 |
| median home value | 683,542 | 267,349 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $91,455 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $139,272 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8122C721J | 6519C655J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.