Flood Zone Comparison
Compare key metrics between 41064 41064, KY — Zone AE and 76653 76653, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 41064 41064, KY — Zone AE | 76653 76653, TX — Zone AE |
|---|---|---|
| name | 41064 41064, KY — Zone AE | 76653 76653, TX — Zone AE |
| zip code | 41064 | 76653 |
| city | 41064 | 76653 |
| state | Kentucky | Texas |
| state code | KY | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,969 | 2,969 |
| base flood elevation | 19 ft | 6 ft |
| historical floods | 3 recorded flood events in the past 50 years. Most recent major flood: 2024 | 10 recorded flood events in the past 50 years. Most recent major flood: 2011 |
| nearest water | Lake Erie (0.1 miles) | local creek (5.0 miles) |
| elevation ft | 1,866 | 999 |
| population | 20,174 | 38,418 |
| median home value | 656,200 | 710,945 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $170,573 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $123,595 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8265C154J | 9122C671J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.