Flood Zone Comparison
Compare key metrics between 41265 41265, KY — Zone AE and 79252 79252, TX — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 41265 41265, KY — Zone AE | 79252 79252, TX — Zone AE |
|---|---|---|
| name | 41265 41265, KY — Zone AE | 79252 79252, TX — Zone AE |
| zip code | 41265 | 79252 |
| city | 41265 | 79252 |
| state | Kentucky | Texas |
| state code | KY | TX |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,147 | 3,147 |
| base flood elevation | 27 ft | 30 ft |
| historical floods | 7 recorded flood events in the past 50 years. Most recent major flood: 2005 | 14 recorded flood events in the past 50 years. Most recent major flood: 2007 |
| nearest water | Rio Grande (3.3 miles) | Lake Erie (1.5 miles) |
| elevation ft | 670 | 392 |
| population | 32,532 | 39,225 |
| median home value | 319,406 | 657,946 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $55,189 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $110,615 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2186C313J | 8238C297J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.