Flood Zone Comparison
Compare key metrics between 41268 41268, KY — Zone AE and 56289 56289, MN — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 41268 41268, KY — Zone AE | 56289 56289, MN — Zone A |
|---|---|---|
| name | 41268 41268, KY — Zone AE | 56289 56289, MN — Zone A |
| zip code | 41268 | 56289 |
| city | 41268 | 56289 |
| state | Kentucky | Minnesota |
| state code | KY | MN |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,882 | 2,882 |
| base flood elevation | 21 ft | 26 ft |
| historical floods | 0 recorded flood events in the past 50 years | 7 recorded flood events in the past 50 years. Most recent major flood: 2020 |
| nearest water | Lake Huron (1.8 miles) | retention pond (2.9 miles) |
| elevation ft | 1,784 | 1,160 |
| population | 25,577 | 2,016 |
| median home value | 358,863 | 748,768 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $149,000 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $21,806 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2117C806J | 6039C593J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.