Flood Zone Comparison
Compare key metrics between 41746 41746, KY — Zone AE and 61038 61038, IL — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 41746 41746, KY — Zone AE | 61038 61038, IL — Zone AE |
|---|---|---|
| name | 41746 41746, KY — Zone AE | 61038 61038, IL — Zone AE |
| zip code | 41746 | 61038 |
| city | 41746 | 61038 |
| state | Kentucky | Illinois |
| state code | KY | IL |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,027 | 1,027 |
| base flood elevation | 12 ft | 8 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2005 | 15 recorded flood events in the past 50 years. Most recent major flood: 2014 |
| nearest water | Gulf of Mexico (1.1 miles) | Pacific Ocean (2.3 miles) |
| elevation ft | 645 | 194 |
| population | 7,716 | 10,329 |
| median home value | 693,045 | 204,765 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $47,823 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $138,617 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1390C388J | 9264C865J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.