Flood Zone Comparison
Compare key metrics between 41859 41859, KY — Zone AE and 47427 47427, IN — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 41859 41859, KY — Zone AE | 47427 47427, IN — Zone AE |
|---|---|---|
| name | 41859 41859, KY — Zone AE | 47427 47427, IN — Zone AE |
| zip code | 41859 | 47427 |
| city | 41859 | 47427 |
| state | Kentucky | Indiana |
| state code | KY | IN |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,186 | 2,186 |
| base flood elevation | 28 ft | 21 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2021 | 10 recorded flood events in the past 50 years. Most recent major flood: 2020 |
| nearest water | Tennessee River (2.6 miles) | Gulf of Mexico (1.9 miles) |
| elevation ft | 791 | 1,882 |
| population | 21,319 | 14,912 |
| median home value | 347,557 | 520,961 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $29,226 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $89,602 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6291C344J | 7678C995J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.