Flood Zone Comparison
Compare key metrics between 43314 43314, OH — Zone AE and 48028 48028, MI — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 43314 43314, OH — Zone AE | 48028 48028, MI — Zone A |
|---|---|---|
| name | 43314 43314, OH — Zone AE | 48028 48028, MI — Zone A |
| zip code | 43314 | 48028 |
| city | 43314 | 48028 |
| state | Ohio | Michigan |
| state code | OH | MI |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,489 | 1,489 |
| base flood elevation | 9 ft | 7 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2024 | 5 recorded flood events in the past 50 years. Most recent major flood: 2007 |
| nearest water | Galveston Bay (5.0 miles) | Lake Erie (2.6 miles) |
| elevation ft | 422 | 1,313 |
| population | 6,100 | 74,008 |
| median home value | 222,762 | 572,707 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $196,361 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $188,097 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8713C951J | 3289C280J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.