Flood Zone Comparison
Compare key metrics between 45346 45346, OH — Zone A and 98836 98836, WA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 45346 45346, OH — Zone A | 98836 98836, WA — Zone AE |
|---|---|---|
| name | 45346 45346, OH — Zone A | 98836 98836, WA — Zone AE |
| zip code | 45346 | 98836 |
| city | 45346 | 98836 |
| state | Ohio | Washington |
| state code | OH | WA |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,204 | 1,204 |
| base flood elevation | 15 ft | 28 ft |
| historical floods | 13 recorded flood events in the past 50 years. Most recent major flood: 2021 | 2 recorded flood events in the past 50 years. Most recent major flood: 2020 |
| nearest water | Pacific Ocean (2.1 miles) | James River (0.6 miles) |
| elevation ft | 1,484 | 1,975 |
| population | 27,091 | 52,352 |
| median home value | 480,468 | 336,448 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $109,191 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $75,883 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 8245C162J | 4631C551J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.