Flood Zone Comparison
Compare key metrics between 45371 45371, OH — Zone X-shaded and 48350 48350, MI — Zone X-shaded. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 45371 45371, OH — Zone X-shaded | 48350 48350, MI — Zone X-shaded |
|---|---|---|
| name | 45371 45371, OH — Zone X-shaded | 48350 48350, MI — Zone X-shaded |
| zip code | 45371 | 48350 |
| city | 45371 | 48350 |
| state | Ohio | Michigan |
| state code | OH | MI |
| category | Moderate Risk | Moderate Risk |
| flood zone | Zone X-shaded (Moderate Risk — 500-Year Floodplain) | Zone X-shaded (Moderate Risk — 500-Year Floodplain) |
| risk level | Moderate Risk | Moderate Risk |
| annual flood prob | 0.2% annual chance (500-year flood) | 0.2% annual chance (500-year flood) |
| insurance required | Recommended but not required | Recommended but not required |
| avg annual premium | 722 | 722 |
| base flood elevation | N/A — not in Special Flood Hazard Area | N/A — not in Special Flood Hazard Area |
| historical floods | 14 recorded flood events in the past 50 years. Most recent major flood: 2004 | 8 recorded flood events in the past 50 years. Most recent major flood: 2017 |
| nearest water | Delaware River (1.5 miles) | Mississippi River (1.5 miles) |
| elevation ft | 1,081 | 1,546 |
| population | 65,561 | 59,392 |
| median home value | 740,167 | 740,312 |
| flood damage risk | 15-30% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $44,880 | 15-30% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $102,481 |
| mitigation tips | Consider purchasing flood insurance even though not required; install backflow preventers on sewer lines; grade your lot to direct water away from foundation; keep gutters and drainage clear; know your evacuation route. | Consider purchasing flood insurance even though not required; install backflow preventers on sewer lines; grade your lot to direct water away from foundation; keep gutters and drainage clear; know your evacuation route. |
| fema map id | 2569C663J | 9764C525J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.