Flood Zone Comparison
Compare key metrics between 45414 45414, OH — Zone A and 63549 63549, MO — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 45414 45414, OH — Zone A | 63549 63549, MO — Zone A |
|---|---|---|
| name | 45414 45414, OH — Zone A | 63549 63549, MO — Zone A |
| zip code | 45414 | 63549 |
| city | 45414 | 63549 |
| state | Ohio | Missouri |
| state code | OH | MO |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,535 | 1,535 |
| base flood elevation | 24 ft | 25 ft |
| historical floods | 4 recorded flood events in the past 50 years. Most recent major flood: 2019 | 5 recorded flood events in the past 50 years. Most recent major flood: 2012 |
| nearest water | Lake Erie (4.9 miles) | Columbia River (4.2 miles) |
| elevation ft | 1,365 | 1,569 |
| population | 24,170 | 72,176 |
| median home value | 621,528 | 367,104 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $67,454 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $85,894 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 6275C226J | 8470C163J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.