Flood Zone Comparison
Compare key metrics between 45656 45656, OH — Zone AE and 49310 49310, MI — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 45656 45656, OH — Zone AE | 49310 49310, MI — Zone A |
|---|---|---|
| name | 45656 45656, OH — Zone AE | 49310 49310, MI — Zone A |
| zip code | 45656 | 49310 |
| city | 45656 | 49310 |
| state | Ohio | Michigan |
| state code | OH | MI |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,390 | 1,390 |
| base flood elevation | 9 ft | 10 ft |
| historical floods | 2 recorded flood events in the past 50 years. Most recent major flood: 2019 | 3 recorded flood events in the past 50 years. Most recent major flood: 2009 |
| nearest water | Merrimack River (3.9 miles) | Savannah River (4.5 miles) |
| elevation ft | 1,666 | 1,419 |
| population | 69,340 | 72,611 |
| median home value | 431,712 | 360,594 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $14,527 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $155,369 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4325C897J | 3962C371J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.