Flood Zone Comparison
Compare key metrics between 46039 46039, IN — Zone A and 48073 48073, MI — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 46039 46039, IN — Zone A | 48073 48073, MI — Zone AE |
|---|---|---|
| name | 46039 46039, IN — Zone A | 48073 48073, MI — Zone AE |
| zip code | 46039 | 48073 |
| city | 46039 | 48073 |
| state | Indiana | Michigan |
| state code | IN | MI |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,728 | 2,728 |
| base flood elevation | 27 ft | 17 ft |
| historical floods | 5 recorded flood events in the past 50 years. Most recent major flood: 2011 | 8 recorded flood events in the past 50 years. Most recent major flood: 2021 |
| nearest water | Gulf of Mexico (1.6 miles) | Connecticut River (3.9 miles) |
| elevation ft | 696 | 1,709 |
| population | 22,883 | 14,316 |
| median home value | 636,434 | 162,306 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $120,440 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $37,180 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9057C599J | 4781C684J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.