Flood Zone Comparison
Compare key metrics between 46163 46163, IN — Zone AE and 50111 50111, IA — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 46163 46163, IN — Zone AE | 50111 50111, IA — Zone A |
|---|---|---|
| name | 46163 46163, IN — Zone AE | 50111 50111, IA — Zone A |
| zip code | 46163 | 50111 |
| city | 46163 | 50111 |
| state | Indiana | Iowa |
| state code | IN | IA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,609 | 1,609 |
| base flood elevation | 14 ft | 12 ft |
| historical floods | 15 recorded flood events in the past 50 years. Most recent major flood: 2018 | 5 recorded flood events in the past 50 years. Most recent major flood: 2023 |
| nearest water | local stream (2.7 miles) | local river (1.3 miles) |
| elevation ft | 667 | 1,598 |
| population | 61,551 | 77,492 |
| median home value | 308,025 | 715,109 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $17,572 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $118,847 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9609C552J | 3682C364J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.