Flood Zone Comparison
Compare key metrics between 47431 47431, IN — Zone A and 97030 97030, OR — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 47431 47431, IN — Zone A | 97030 97030, OR — Zone AE |
|---|---|---|
| name | 47431 47431, IN — Zone A | 97030 97030, OR — Zone AE |
| zip code | 47431 | 97030 |
| city | 47431 | 97030 |
| state | Indiana | Oregon |
| state code | IN | OR |
| category | High Risk | High Risk |
| flood zone | Zone A (High Risk — 100-Year Floodplain, No BFE) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,412 | 2,412 |
| base flood elevation | 18 ft | 20 ft |
| historical floods | 10 recorded flood events in the past 50 years. Most recent major flood: 2019 | 5 recorded flood events in the past 50 years. Most recent major flood: 2005 |
| nearest water | retention pond (1.2 miles) | Atlantic Ocean (1.9 miles) |
| elevation ft | 98 | 866 |
| population | 72,913 | 78,470 |
| median home value | 190,748 | 439,951 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $90,654 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $121,137 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 1537C654J | 7587C246J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.