Flood Zone Comparison
Compare key metrics between 47586 47586, IN — Zone AE and 57432 57432, SD — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 47586 47586, IN — Zone AE | 57432 57432, SD — Zone AE |
|---|---|---|
| name | 47586 47586, IN — Zone AE | 57432 57432, SD — Zone AE |
| zip code | 47586 | 57432 |
| city | 47586 | 57432 |
| state | Indiana | South Dakota |
| state code | IN | SD |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 1,754 | 1,754 |
| base flood elevation | 26 ft | 14 ft |
| historical floods | 8 recorded flood events in the past 50 years. Most recent major flood: 2004 | 6 recorded flood events in the past 50 years. Most recent major flood: 2021 |
| nearest water | Lake Michigan (3.1 miles) | Lake Ontario (2.1 miles) |
| elevation ft | 509 | 1,161 |
| population | 47,871 | 71,273 |
| median home value | 616,789 | 611,065 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $65,967 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $119,218 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 4619C569J | 8741C195J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.