Flood Zone Comparison
Compare key metrics between 47884 47884, IN — Zone AE and 92582 92582, CA — Zone VE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 47884 47884, IN — Zone AE | 92582 92582, CA — Zone VE |
|---|---|---|
| name | 47884 47884, IN — Zone AE | 92582 92582, CA — Zone VE |
| zip code | 47884 | 92582 |
| city | 47884 | 92582 |
| state | Indiana | California |
| state code | IN | CA |
| category | High Risk | Very High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone VE (Very High Risk — Coastal 100-Year + Wave Action) |
| risk level | High Risk | Very High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance with velocity wave action |
| insurance required | Required for federally-backed mortgages | Required — highest risk coastal zone |
| avg annual premium | 3,020 | 3,019 |
| base flood elevation | 12 ft | 21 ft |
| historical floods | 12 recorded flood events in the past 50 years. Most recent major flood: 2019 | 6 recorded flood events in the past 50 years. Most recent major flood: 2009 |
| nearest water | Savannah River (0.8 miles) | Missouri River (3.0 miles) |
| elevation ft | 1,391 | 1,204 |
| population | 37,909 | 40,674 |
| median home value | 713,719 | 221,085 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $163,349 | 65-80% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $194,552 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Reinforce foundation against wave action; install storm shutters; elevate entire structure if possible; maintain maximum flood insurance coverage; establish evacuation routes; consider relocating critical infrastructure to upper floors. |
| fema map id | 8747C296J | 5467C402J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.