Flood Zone Comparison
Compare key metrics between 48213 48213, MI — Zone AE and 65401 65401, MO — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 48213 48213, MI — Zone AE | 65401 65401, MO — Zone AE |
|---|---|---|
| name | 48213 48213, MI — Zone AE | 65401 65401, MO — Zone AE |
| zip code | 48213 | 65401 |
| city | 48213 | 65401 |
| state | Michigan | Missouri |
| state code | MI | MO |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 912 | 912 |
| base flood elevation | 6 ft | 25 ft |
| historical floods | 11 recorded flood events in the past 50 years. Most recent major flood: 2013 | 12 recorded flood events in the past 50 years. Most recent major flood: 2018 |
| nearest water | Tennessee River (2.3 miles) | Merrimack River (4.3 miles) |
| elevation ft | 707 | 383 |
| population | 74,803 | 15,791 |
| median home value | 442,767 | 517,987 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $146,870 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $19,731 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 9663C578J | 5151C753J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.