Flood Zone Comparison
Compare key metrics between 48529 48529, MI — Zone AE and 52079 52079, IA — Zone AE. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 48529 48529, MI — Zone AE | 52079 52079, IA — Zone AE |
|---|---|---|
| name | 48529 48529, MI — Zone AE | 52079 52079, IA — Zone AE |
| zip code | 48529 | 52079 |
| city | 48529 | 52079 |
| state | Michigan | Iowa |
| state code | MI | IA |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone AE (High Risk — 100-Year Floodplain) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 3,498 | 3,497 |
| base flood elevation | 30 ft | 6 ft |
| historical floods | 15 recorded flood events in the past 50 years. Most recent major flood: 2024 | 7 recorded flood events in the past 50 years. Most recent major flood: 2013 |
| nearest water | Red River (2.4 miles) | Tennessee River (1.1 miles) |
| elevation ft | 1,474 | 213 |
| population | 21,930 | 51,032 |
| median home value | 425,880 | 701,452 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $106,637 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $173,685 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 2765C936J | 7410C975J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.