Flood Zone Comparison
Compare key metrics between 48633 48633, MI — Zone AE and 55419 55419, MN — Zone A. Data sourced from FEMA National Flood Hazard Layer (2025).
| Metric | 48633 48633, MI — Zone AE | 55419 55419, MN — Zone A |
|---|---|---|
| name | 48633 48633, MI — Zone AE | 55419 55419, MN — Zone A |
| zip code | 48633 | 55419 |
| city | 48633 | 55419 |
| state | Michigan | Minnesota |
| state code | MI | MN |
| category | High Risk | High Risk |
| flood zone | Zone AE (High Risk — 100-Year Floodplain) | Zone A (High Risk — 100-Year Floodplain, No BFE) |
| risk level | High Risk | High Risk |
| annual flood prob | 1% annual chance (100-year flood) | 1% annual chance (100-year flood) |
| insurance required | Required for federally-backed mortgages | Required for federally-backed mortgages |
| avg annual premium | 2,113 | 2,113 |
| base flood elevation | 11 ft | 30 ft |
| historical floods | 4 recorded flood events in the past 50 years. Most recent major flood: 2005 | 9 recorded flood events in the past 50 years. Most recent major flood: 2008 |
| nearest water | Pacific Ocean (3.5 miles) | Gulf of Mexico (1.9 miles) |
| elevation ft | 668 | 379 |
| population | 32,808 | 23,349 |
| median home value | 506,365 | 785,127 |
| flood damage risk | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $96,818 | 40-60% chance of flood damage over a 30-year mortgage. Estimated average damage per flood event: $191,753 |
| mitigation tips | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. | Elevate utilities above base flood elevation; install sump pumps with battery backup; consider flood-proofing ground floor; maintain flood insurance; create an emergency evacuation plan; store important documents above flood level. |
| fema map id | 3380C755J | 5491C481J |
| last updated | 2025-01-01 | 2025-01-01 |
Our team analyzes data from FEMA National Flood Hazard Layer to deliver accurate, up-to-date information. All data is verified and cross-referenced with official sources.